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STUDENT TRAVEL
SERVICES
Trip Cancellation Protection Plan
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Refunds for travel arrangements provided by Student Travel
Services, Inc. (hereinafter "STS") in the
event of cancellation up to your scheduled departure time
due to sickness, injury or death to you, your immediate
family member or traveling companion.
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Written notification of cancellation must be received by
STS by registered mail, confirmed facsimile,
or overnight courier NO LATER THAN THE SCHEDULED DEPARTURE
TIME in order to be covered by this plan. In addition,
written verification by a physician of sickness, injury
or death must be received by STS by registered mail,
confirmed facsimile, or overnight courier NO LATER THAN
24 HOURS AFTER SCHEDULED DEPARTURE. Failure to follow
these directions invalidates Plan.
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Plan begins when trip is paid in full.
Items not
covered:
- Occupancy
Surcharges. If one person cancels 15 or more days prior
to scheduled departure, the remaining travelers are responsible
for paying occupancy surcharges. If you cancel less than
15 days prior to scheduled departure, occupancy surcharges
for the remaining travelers will be deducted from your
refund.
- Any
government regulation or prohibition, war, civil disorder,
nuclear reaction or contamination. If you must cancel
for one of the above reasons, you will not receive a
refund. You may have someone else replace you on the trip at
no additional charge.
The STS Trip Cancellation Protection Plan
is provided by Student Travel Services, Inc. and is not part
of the Trip Coverage and 24-Hour Assistance Services provided
by HTH Worldwide Insurance Services.
Trip Interruption pays for forfeited, non-refundable,
unused payment or deposits and additional transportation
expenses incurred if your trip is interrupted due to:
- Sickness,
injury or death of the insured, a traveling companion
or family member;
- Unforeseeable
circumstances, which are those events or their consequences
which could not have been reasonably foreseen or expected,
and are outside your control.
Reasons not covered:
- Carrier
caused delays such as mechanical difficulties (covered
under Travel Delay);
- Travel arrangement
cancelled by the tour operator, airline, or cruise line;
- Change in
plans (“I just don’t want to go.”);
- Financial
circumstances (“I can’t afford to go”.);
- Business or
contractual obligations (“My boss changed my vacation.”);
- Any government
regulation or prohibition, war, civil disorder, nuclear
reaction or contamination.
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- Reimburses for the
purchase of essential items if bags are delayed for
more than 24 hours. Receipts are required
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- Reimburses up to $100
a day for reasonable, additional accommodations and for
traveling expenses if there is a travel delay over 12
hours.
| $500
Loss
of Baggage & Travel Documents |
- Reimburses for damage to or
loss or theft of baggage, passports, visas or other travel
documents during your trip.
- Pays for the unauthorized use of your credit cards, if you
have complied with all credit card conditions imposed by
your credit card company.
- Pays for administrative fees to reissue lost or stolen
tickets.
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Pays for medical,
surgical and emergency dental services, treatments and
supplies during a trip. Also pays for professional nursing,
hospital charges, x-ray and ambulance services.
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Initial treatment
must be received during the trip.
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Pays for covered
expenses for up to one year from date of injury/sickness.
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$10,000
Emergency
Assistance
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Termination Date: All coverages end on the earlier
of: (a) your arrival at the location at your return destination
to which you directly go following your trip; (b) the return
date; (c) the end of the coverage term; (d) cancellation
of the trip. The effective date is the date the trip and
premium are paid in full.
This information is provided for
general information purposes and is subject to change. See the
certificate of insurance for detailed information and rules.
Copies are available from Student Travel Services, Inc. at
410-859-4200.
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